Hi, I’m Martha. After more than 10 years of financial comfort in retirement, I started feeling uneasy relying mainly on Social Security for our income.

I realized that if I outlive my husband, my income would drop significantly, and unexpected expenses like health issues, home repairs, or car problems could quickly take a toll on our savings. We also want the freedom to enjoy life more and bless others.

Freedom with my time has always meant something very personal to me. Looking back, one of my regrets is the time I missed with my children because I worked full-time while they were growing up. Those years taught me that financial comfort matters—but so does having the freedom and flexibility to spend your time with the people you love.

That’s a big part of why creating additional income with more flexibility means so much to me today.